This book is intended as an educational resource for anyone and everyone. When it comes to making decisions in life, I believe there is no such thing as having too much knowledge. This book is for the young couple who just got married and has a child, but it’s also for the elderly people who’ve yet to begin the estate planning process. During all stages of life, people should have documents that will protect them and their loved ones in the event of their death.
Bankruptcy can also be helpful for people of all ages. My youngest bankruptcy client was 22; he had a truck, a boat, and a ton of toys that were purchased with money that was never really his, and as a result, he couldn’t pay back everything he owed. Creditors help put clients in a dangerous position because “it is like a kid in a candy shop”! Creditors continue to give credit to debtors even after they should stop.
What I have learned and want to share with clients that “Nothing in life is guaranteed”, which means anyone could find themselves in a tough position and suddenly unable to deal with their debts.